How to tell your bank and your employer you've moved

Change your address on every account that holds your money, and tell your employer. Most banks let you do it in their app in a couple of minutes.

When
In your first week at the new address
How long
About 20 minutes in total
Cost
Free

What you'll need

  • A list of every bank, credit card, savings and pension account you have
  • Your new address
  • Your work HR or payroll contact

What to do

  1. List every account

    Current accounts, credit cards, savings, ISAs, loans, pensions and store cards. Check your banking apps and old statements so you don't miss one.

  2. Update each one

    Most banks have a "change address" option in the app or online banking. Some will text or ring you to confirm it's really you.

  3. Tell HR or payroll at work

    This keeps your payslips and your P60 (your end-of-year tax summary) going to the right place.

  4. Don't forget the quiet ones

    Old pensions and savings accounts you rarely look at are the ones that get left behind. Write to them if they have no online account.

If you skip this

New cards and letters about your money can go to your old address, which is a security risk as well as a nuisance.

Questions people ask

Should I update my address before or after I move?
Around moving day is best. Too early and a new card could arrive at the new place before you do; too late and it goes to the old one.
Does telling my employer update HMRC?
Don't rely on it. Tell HMRC yourself as well.

This is one job. There are about twenty more.

Tell us when and where you're moving and get the full list, in the order to do it.

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Facts last checked on 11 October 2026. Rules and prices change, so check the official source before you act. This is general information, not legal or financial advice.